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Your business
What you need

Estimate your repayments

Indicative numbers based on the rate range for this product. Move the sliders to see what the cost might look like for your business.

Loan amount $50,000
$5k$500k
Term 12 months
3 months60 months
Estimated monthly repayment
$0
at 0% p.a. over 12 months
Total interest
$0
Total repaid
$0
Indicative only. Real rates depend on your business profile, security and lender criteria. Sign up to get your actual matched rate.
Minimum requirements
What lenders typically look for to qualify you for this product. Sign up to see exactly how your business matches up.
These are indicative thresholds — lenders weigh each factor in combination, not in isolation. Sign up for a free assessment to see what you'd actually qualify for.

Why this product works for Australian businesses

The Kapio Marketplace

Business finance,
laid out side by side.

Compare every product across Australia's lender network — same-day capital to long-term secured. Sign up free to see your matches.

Limited Time
0% interest LOC
for 4 weeks
Up to $500k · Revolving · No security
Fastest
Same-day funding,
in 2 hours.
Minimal docs · Up to $150k · No security
+99
Trusted by 8,500+ businesses
Join Australian SMEs
using Kapio.
$2.1B matched this year. 83+ funding partners. 24hr fastest funding.
Access options in 30 mins.
Two-minute signup. Real rates, real turnaround times — surfaced to you within half an hour.
Secured
24-hour second mortgage
Up to $2M · Property secured
Bad credit OK
Fresh start finance
Bad credit accepted · 12-month term
RBA Cash Rate 4.10% unchanged
·
Unsecured 8.5% – 30% p.a.
·
Line of Credit from 0%* intro
·
Secured from 8.5% p.a.
·
Approvals from 2 hours
Most popular this month
What thousands of Australian SMEs are picking right now.
All loans & products
Every product type across Kapio's lender network. Sign up to see what's matched to your business.
Your Dashboard

Financial intelligence,
all in one place.

Kapio app dashboard
CFO in Your Pocket
Your entire lending portfolio, health score, and lender matches — always with you.
AI Lender Match
Your profile analysed against 83+ funding partners. Best-fit products ranked by rate, terms, and approval odds.
Built for
Australian Business
From tradies to tech — Kapio understands the unique challenges of Aussie SMEs.
Business Pulse
71
Good
Cash Flow Insights
0.72
ratio
healthy
Track real-time revenue and expenses so efficiency becomes effortless.
Revenue
$77,368
Expenses
$86,160
Always-On Monitoring
Kapio watches your facilities and the market 24/7. Rate drops, refinance windows, payment reminders — automated.
83+LIVE
Partners Tracked
$7.3kSAVED
Annual Savings Found
24DOCS
Verified Files
2ACTIVE
Facilities Monitored

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