Ask anything
about your money.

Kapio reads your connected accounts and answers without the jargon. Cash flow, costs, credit, or simply whether you can afford something. No jargon, no waiting until month end, no feeling stupid for asking.

See how it works
7:10am
Before you open the van door

A one line read on where you stand this morning. No logging in, no digging.

11:40am
A supplier quotes you

Ask whether you can wear it this month, and get an answer based on your real numbers rather than a gut feel.

4:25pm
Something drifts

Costs creep, a payment is due, revenue softens. Kapio tells you while there is still time to do something about it.

9:50pm
The hour you usually lie awake

Ask the question that has been sitting on your chest. Get a straight answer, then put the phone down.

7:10
Tuesday, 8 July
What's inside the platform

Everything you get
when you log in.

No demo needed to find out. This is what is waiting on the other side of the sign up.

Kapio, always on

Ask anything about your money

Cash flow, costs, credit, "can I afford this?". Straight answers, read from your connected accounts and said the way a good bookkeeper would say them. No jargon and no waiting until month end.

Heads up
Marketing spend up
18% above your normal
NEW
Tight week ahead
BAS and payroll land together
Credit refreshed
Up 8 points this quarter

Catches what you miss

Warnings and wins surfaced before you would ever think to go looking.

Every Monday
What moved
What to watch
One thing worth doing

A briefing you'll actually read

Your week in a few short lines, finished before the coffee lands.

Always on

The alerts you would want,
before you thought to look.

Set it up once. Kapio watches everything and only taps you on the shoulder when it genuinely matters. These are the kinds of notifications you would actually get.

Costs creeping up

"Marketing spend is 18% above your normal, third week running." Flagged the moment it drifts, not at month end.

A tight week ahead

"BAS and payroll land in the same week. Hold back about $4,000." Days before it happens, not after.

A win worth knowing

"You kept 21% of what came in, your best week since March." The good news too, not only the warnings.

Your Monday briefing

A short, readable snapshot every Monday. What moved, what to watch, and one thing worth doing this week.

9:41
9:41
Tuesday, 8 July
Kapionow
Costs creeping up
Marketing is 18% above your normal for the third week.
Kapio8m
Heads up, tight week
BAS and payroll land together. Hold back about $4,000.
Kapio1h
Nice one
You kept 21% of income, best week since March.
Common questions

Before you ask.

What can I actually ask it?

Anything about your own numbers. How is cash looking, what can I afford, why was last month tight, what is my credit doing. If it is in the accounts you have connected, Kapio can answer it.

Does it just read a dashboard back to me?

No. It reads your live connected accounts and answers the specific question you asked, in a sentence, with the number that matters.

Will it tell me things I have not asked about?

Yes, and that is often the useful part. If costs are creeping up or a tight week is coming, Kapio raises it while you can still act on it.

Is it available outside business hours?

It is there whenever you are. The 2am question is the one it was really built for.

Keep exploring

The rest of the picture.

See your cash flow What came in, what went out, and what is actually yours to spend. Read more → Understand your capital What you owe, what it costs you, and what you can genuinely afford. Read more → Bring it all together Connect every account and platform. One merged picture, not six tabs. Read more →

Smart financial decisions
start with Kapio.

Connect your business in a couple of minutes and see where you actually stand. Free to get started, and nothing touches your credit file.

Data shared under the Consumer Data Right Read only access. You can disconnect any time.