Each account only ever tells you its own small part of the story. Kapio reads them together and works out the number you actually wanted: what is genuinely available, right now, across everything.
Every connection runs through open banking. Watch exactly what happens, and where you stay in control.
You pick which accounts to connect. Nothing is shared until you approve it, and you can add or remove any of them later.
Consent happens in your bank, under the Consumer Data Right. Your banking password is never shared with Kapio or anyone else.
Kapio can read your accounts to explain them. It can never move money, and you can disconnect any account at any time.
A good sales day feels like a good day. Then the stock has to be replaced, the fees come off, the wages go out and the tax gets set aside, and what actually stays in the business is a different number entirely. This is that number.
Kapio provides insights across all of your bank accounts, in one consolidated view. Connect a single account to get going, or every one you hold to see the whole business at once.
Bank data is shared through illion Open Data Solutions, an Accredited Data Recipient under the Consumer Data Right. Access is read only, so nothing can be moved, and you can withdraw consent at any time.
As many as you need. The more you connect, the more complete the merged picture becomes.
No. Access is read only. Kapio can see and explain, it can never transact.
You stop sharing immediately. Consent is yours to withdraw whenever you choose.
Connect your business in a couple of minutes and see where you actually stand. Free to get started, and nothing touches your credit file.